Please read these Terms and Conditions carefully before using ph78 services. By creating an account and using our platform, you agree to be bound by these terms. Last updated: January 2026.
Last Updated: January 1, 2026 | Effective Date: January 1, 2026
Welcome to ph78 ("we," "us," "our," or "ph78"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and ph78, governing your access to and use of the ph78 website, mobile applications, and all related services (collectively, the "Services"). By registering an account, accessing our platform, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and any other policies referenced herein.
If you do not agree with any part of these Terms, you must immediately discontinue use of the Services and refrain from creating an account. ph78 reserves the right to modify, amend, or update these Terms at any time without prior notice. Continued use of the Services following any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically to stay informed of any updates.
You must be at least 21 years of age to register an account and use ph78 Services. By creating an account, you represent and warrant that you are of legal age to participate in online gambling activities under the laws of the Republic of the Philippines and any other applicable jurisdiction. ph78 reserves the right to request proof of age and identity at any time. Failure to provide satisfactory documentation may result in account suspension or termination.
To access certain features of the Services, you must create an account by providing accurate, complete, and current information, including but not limited to your full legal name, date of birth, email address, phone number, and residential address. You agree to maintain and promptly update your account information to ensure its accuracy. You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify ph78 immediately of any unauthorized use of your account or any other breach of security.
Each User is permitted to hold only one account with ph78. Creating multiple accounts, using another person's account, or allowing others to use your account is strictly prohibited and may result in immediate account closure and forfeiture of any funds or winnings. ph78 employs advanced fraud detection systems to identify duplicate accounts and will take appropriate action against violators.
ph78 grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial entertainment purposes only. You agree to use the Services in compliance with all applicable laws, regulations, and these Terms. You may not use the Services for any unlawful purpose or in any manner that could damage, disable, overburden, or impair our servers or networks.
You agree not to engage in any of the following prohibited activities:
ph78 supports various payment methods for deposits, including but not limited to GCash, PayMaya, bank transfers via BPI, BDO, Metrobank, and other Philippine financial institutions. All deposits are subject to minimum and maximum limits as specified on the platform. Deposits are typically processed instantly, though processing times may vary depending on the payment method and third-party payment processors. ph78 is not responsible for delays caused by third-party payment providers.
You may request a withdrawal of your account balance at any time, subject to verification requirements and any applicable bonus terms and conditions. Withdrawals are processed within 24 hours under normal circumstances, though processing times may vary. ph78 reserves the right to request additional documentation to verify your identity, payment method, and source of funds before processing a withdrawal. Failure to provide requested documentation may result in withdrawal delays or account suspension.
ph78 does not charge fees for deposits or withdrawals. However, third-party payment processors may impose their own fees, which are beyond our control. You are responsible for any fees charged by your bank, payment provider, or financial institution. Currency conversion fees may apply if you deposit or withdraw in a currency other than Philippine Peso (PHP).
ph78 offers various bonuses, promotions, and rewards to users, including welcome bonuses, deposit bonuses, free spins, cashback offers, and loyalty rewards. All bonuses are subject to specific terms and conditions, including wagering requirements, minimum deposit amounts, eligible games, maximum bet limits, and expiration dates. Bonus terms are provided at the time of the offer and must be read and accepted before claiming any bonus.
Unless otherwise stated, all bonuses are subject to wagering requirements before any winnings can be withdrawn. Wagering requirements specify the number of times you must wager the bonus amount (and sometimes the deposit amount) before the bonus funds and any associated winnings become withdrawable. Wagering requirements vary by promotion and are clearly stated in the bonus terms. Failure to meet wagering requirements within the specified time period will result in forfeiture of the bonus and any winnings derived from it.
ph78 reserves the right to cancel, withhold, or reclaim any bonus or promotion if we suspect abuse, fraud, or violation of bonus terms. Bonus abuse includes but is not limited to creating multiple accounts to claim bonuses, using betting strategies designed to exploit bonus terms, or any other activity deemed unfair or fraudulent. Users found to be abusing bonuses will have their accounts closed and any funds forfeited.
All games offered on ph78 are provided by licensed and certified third-party software providers. Game outcomes are determined by Random Number Generators (RNGs) that are regularly tested and certified by independent auditing agencies to ensure fairness and randomness. ph78 does not control or influence game outcomes in any way.
Each game has its own specific rules, paytables, and return-to-player (RTP) percentages, which are available within the game interface or in the game information section. It is your responsibility to familiarize yourself with the rules of any game before playing. ph78 is not responsible for any losses resulting from misunderstanding or failure to read game rules.
In the event of a technical malfunction, software error, or dispute regarding game outcomes, ph78 reserves the right to void all affected bets and refund the original stake. All decisions made by ph78 regarding game disputes are final and binding. If you believe a game has malfunctioned or an error has occurred, you must contact customer support immediately and refrain from continuing to play until the issue is resolved.
ph78 is committed to promoting responsible gaming and providing tools to help users maintain control over their gambling activities. We encourage all users to gamble responsibly and within their financial means. Gambling should be viewed as a form of entertainment, not as a way to make money or solve financial problems.
ph78 offers various responsible gaming tools, including deposit limits, loss limits, session time limits, and self-exclusion options. Users can set these limits through their account settings or by contacting customer support. Self-exclusion allows users to voluntarily exclude themselves from accessing ph78 Services for a specified period, ranging from 24 hours to permanent exclusion. During the self-exclusion period, you will not be able to access your account, place bets, or receive promotional communications.
If you believe you have a gambling problem or are concerned about your gambling behavior, we encourage you to seek help from professional organizations such as PAGCOR's Responsible Gaming Program or other support services available in the Philippines. ph78 provides links to responsible gaming resources and support organizations on our website.
All content, materials, software, graphics, logos, trademarks, and other intellectual property displayed on or available through the Services are the exclusive property of ph78 or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from the Services without our prior written consent.
Your privacy is important to us. ph78 collects, uses, and protects your personal information in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the collection and use of your personal information as described in the Privacy Policy. We use industry-standard security measures to protect your data, but we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.
ph78 reserves the right to suspend or terminate your account at any time, with or without notice, for any reason, including but not limited to violation of these Terms, suspected fraud, abuse of bonuses, underage gambling, or any activity that we deem harmful to the integrity of the Services or other users. Upon termination, you will forfeit any remaining account balance, bonuses, and winnings, except where prohibited by law.
You may request to close your account at any time by contacting customer support. Upon account closure, any remaining balance will be returned to you after verification, subject to any applicable wagering requirements or bonus terms. Closed accounts cannot be reopened.
To the fullest extent permitted by law, ph78, its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the Services, even if we have been advised of the possibility of such damages. Our total liability to you for any claims arising from your use of the Services shall not exceed the amount you have deposited into your account in the six months preceding the claim.
You agree to indemnify, defend, and hold harmless ph78, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Services, your violation of these Terms, or your violation of any rights of another party.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the Philippine Dispute Resolution Center, Inc. (PDRCI). The arbitration shall take place in Metro Manila, Philippines, and the language of arbitration shall be English. You waive any right to participate in a class action lawsuit or class-wide arbitration.
If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of any other provision.
These Terms, together with our Privacy Policy and any other policies or guidelines incorporated by reference, constitute the entire agreement between you and ph78 with respect to your use of the Services and supersede all prior and contemporaneous agreements, representations, and understandings between you and ph78. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.
If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact our customer support team. We are available 24 hours a day, 7 days a week to assist you.
Email: [email protected]
Website: ph78.app
Support Hours: 24/7
A quick summary of the most important points in our Terms & Conditions.
All users must be at least 21 years old to register and play on ph78. We verify age during registration and reserve the right to request proof of identity at any time.
Each player is allowed only one account. Creating duplicate accounts to claim multiple bonuses or circumvent restrictions is strictly prohibited and will result in account closure.
All bonuses come with wagering requirements that must be met before withdrawals are allowed. Always read the specific bonus terms before claiming any offer on ph78.
Withdrawals are processed within 24 hours. We support GCash, PayMaya, BPI, BDO, and Metrobank. Identity verification may be required before your first withdrawal.
ph78 provides deposit limits, session timers, and self-exclusion options to help you stay in control. Your well-being matters more to us than your bets.
Our support team is available around the clock in English and Tagalog. Reach us anytime for account issues, game disputes, withdrawal queries, or responsible gaming assistance.